Dpines Nigeria Limited
Your Trusted Partner in Loans & Financial Growth
We are Redefining Financial Empowerment for Nigerians
At D’Pines Nigeria, we are more than just a financial institution — we are a trusted partner dedicated to providing innovative and reliable loan solutions for individuals, professionals, and businesses across Nigeria. Established to bridge the gap in Nigeria’s underdeveloped credit system, our mission is to make access to loans simpler, transparent, and fair for everyone, not just a privileged few.
While many microfinance banks and commercial banks exist across the country, millions of hardworking Nigerians still struggle to secure credit. At D’Pines, we are changing that narrative by creating a platform where loans are accessible, agreements are straightforward, and collateral management is transparent.
Affordable Loans
We are redefining access to credit by providing loans from as low as ₦100,000 up to ₦15,000,000, with flexible repayment terms, transparent agreements, and competitive rates that make financing more accessible and stress-free.
Guaranteed Reliability
We are redefining financial trust by ensuring that every loan and investment process is backed by transparency, security, and consistency. With clearly defined terms, reliable collateral systems, and a proven track record, D’Pines Nigeria guarantees peace of mind and confidence in every transaction.
Exceptional Yields
We are redefining growth opportunities by offering members and investors financial solutions that deliver unmatched value. With competitive interest structures and well-managed collateral-backed systems, D’Pines Nigeria ensures that your money works harder for you, yielding returns that stand out in today’s financial landscape.
Our Business Structure
We specialize in providing loans backed by secure collateral such as vehicles, landed properties, and other approved assets. Our approach is designed to ensure that clients get the funds they need while safeguarding their financial security. Beyond loans, we also facilitate property and collateral auctions, offering opportunities for investment and wealth creation. Our offerings include:
- Flexible Loans – Ranging from ₦100,000 to ₦15,000,000, with repayment options tailored to your financial capacity.
- Transparent Agreements – Clear terms and conditions with no hidden charges.
- Collateral-Based Security – Ensuring safety for both clients and our cooperative.
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Property & Collateral Auctions – Providing members and investors access to valuable assets at competitive prices.
Our Strategy
The DPines Framework

To become Nigeria’s most trusted loan and financial solutions provider, recognized for our transparency, reliability, and ability to empower individuals and businesses to achieve their financial goals.
“To catalyze opportunity through innovative solutions that empower people, transform communities, and propel Nigeria into a reimagined future.”
“Innovation as a way of being.” We believe progress comes from questioning the status quo, embracing bold ideas, and delivering value that reshapes how the future is imagined and lived.”
The Team
Meet Our Financial Experts
At D’Pines Nigeria, we believe that behind every successful loan, investment, and financial solution is a dedicated team of professionals committed to excellence. Our financial experts bring years of experience in banking, investments, credit management, and business strategy to ensure that every client receives trusted guidance and reliable service.
We are more than just a loan company — we are your financial partners. By blending expertise with transparency, our team works tirelessly to create opportunities that empower individuals, businesses, and communities.

David Pine (KSM)
MD/CEO D'Pines Nig LTD Qualifications: B.Sc Biochemistry(UAM), PG Business Administration(NOUN), MBA: Finance and investment(ABU). He is a member of the Forum of IQmen

Dr. Asôm Stephen Aondohemba (KSM)
Director/Finance & Investment Manager Academic Qualifications: B.Sc Physics (UAM); MBA-Finance & Investment (ABU Zaria); Mphil Management (Nile University of Nigeria {in view}). He is the President, Forum of Intellectual Quotient Men (IQMEN)

Samuel Ushahemba
Loan Officer Brings proven experience and strategic insights into loan and investment management

Mrs. Nancy Pine
Director Qualifications: B.Sc Economics, Brings extensive experience and deep insights into loan management.

Joseph Ternenge Msuean, Esq.
Legal Officer/Representative Qualification: LL.B LAW. Resides in Makurdi, Nigeria.